🌍 ClimateRiskCheck

Natural Disaster Risk in Dalbo

Minnesota

4.6out of 10
Moderate Risk

Risk Summary for Dalbo

Dalbo scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Hail Strong Wind

All 18 Hazard Scores

Wildfire
6.9
Hail
6.5
Tornado
5.7
Strong Wind
5.7
Tsunami
5.4
Volcanic Activity
5.1
Lightning
5.0
Coastal Flooding
4.9
Extreme Heat
4.6
Avalanche
4.5
Cold Wave
4.5
Landslide
4.4
Drought
4.1
Ice Storm
4.0
Winter Weather
3.5
Hurricane
2.4
Earthquake
1.5
Riverine Flooding
1.0

How it compares

Dalbo
4.6
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Dalbo, Minnesota

Dalbo, in Isanti County, is a small community of about 799 situated in the northern tier of the continental United States. Its continental climate brings some of the harshest winters in the lower 48 and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Dalbo residents and property owners must navigate.

Dalbo's overall natural disaster risk is rated 4.6/10 (Moderate) by FEMA's National Risk Index. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Secondary hazards include hail and wind.

Within Minnesota, Dalbo's risk is, slightly below the 5.2/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Isanti County identifies wildfire as the foremost hazard, followed by hail and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Dalbo residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for Dalbo: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Local Factors for Dalbo

These city-level factors differentiate Dalbo from other communities in Isanti County and provide geographic context for its hazard exposure.

Population

799

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.9/10

Coordinates

45.6729Β° N, 93.4314Β° W

Isanti County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Dalbo

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Dalbo

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.