Natural Disaster Risk in Federal Dam
Minnesota
Risk Summary for Federal Dam
Federal Dam scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Federal Dam, Minnesota
Located in the northern tier of the continental United States in Cass County, Federal Dam is a small unincorporated community. The continental climate that characterizes this part of Minnesota — marked by some of the harshest winters in the lower 48 and warm summers — directly influences the types and severity of natural hazards present, making Federal Dam a community where hazard awareness has real practical value.
Federal Dam's overall natural disaster risk is rated 5.4/10 (Moderate) by FEMA's National Risk Index. Extreme cold snaps top the local risk profile, with Arctic front passages causing rapid and severe temperature drops that challenge both infrastructure and outdoor safety. Secondary hazards include landslide and winter.
Relative to other U.S. communities, Federal Dam's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.2/10 state average. The hazard distribution here is led by cold wave and landslide, as measured by FEMA across Cass County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Federal Dam residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.
What this means for Federal Dam: Cold Wave preparedness
- Keep emergency heat and supplies ready in case of cold-related power outages.
- Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
- Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
Local Factors for Federal Dam
These city-level factors differentiate Federal Dam from other communities in Cass County and provide geographic context for its hazard exposure.
Population
339
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Northern Continental
Latitude 47.2°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — seasonal fire risk
Fire score: 6.8/10
Coordinates
47.1985° N, 94.2580° W
Cass County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Federal Dam
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Federal Dam
Other cities in Minnesota
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.