Natural Disaster Risk in Finland

Natural Hazard Profile: Finland, Minnesota

Finland, in Lake County, is a small unincorporated community situated in the northern tier of the continental United States. Its continental climate brings some of the harshest winters in the lower 48 and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Finland residents and property owners must navigate.

According to FEMA's National Risk Index, Finland carries an overall risk score of 5.1/10, placing it in the moderate category. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. The area also faces notable exposure to coastal flood and cold wave.

Within Minnesota, Finland's risk is, near the 5.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Lake County identifies wind as the foremost hazard, followed by coastal flood and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Finland residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wind is recommended.