🌍 ClimateRiskCheck

Natural Disaster Risk in Grand Portage

Minnesota

4.3out of 10
Moderate Risk

Risk Summary for Grand Portage

Grand Portage scores 4.3/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Coastal Flooding.

Top Hazards

Coastal Flooding Wildfire Lightning

All 18 Hazard Scores

Coastal Flooding
8.8
Wildfire
8.2
Lightning
7.9
Cold Wave
6.7
Winter Weather
5.9
Tsunami
5.4
Volcanic Activity
5.1
Landslide
4.6
Avalanche
4.5
Drought
3.2
Ice Storm
2.6
Hurricane
2.4
Strong Wind
2.1
Extreme Heat
2.0
Tornado
1.5
Hail
1.5
Earthquake
1.1
Riverine Flooding
1.0

How it compares

Grand Portage
4.3
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Grand Portage, Minnesota

Grand Portage, in Cook County, is a small community of about 572 situated in the northern tier of the continental United States. Its continental climate brings some of the harshest winters in the lower 48 and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Grand Portage residents and property owners must navigate.

Grand Portage's overall natural disaster risk is rated 4.3/10 (Moderate) by FEMA's National Risk Index. The risk of coastal inundation tops the local hazard profile, with the area exposed to storm surge, tidal flooding, and wave action during major coastal storm events. Secondary hazards include wildfire and lightning.

Within Minnesota, Grand Portage's risk is, slightly below the 5.2/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Cook County identifies coastal flood as the foremost hazard, followed by wildfire and lightning. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Grand Portage's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that coastal flood exposure is adequately protected is a worthwhile step for property owners.

What this means for Grand Portage: Coastal Flooding preparedness

  • Elevate utilities and consider flood-resistant construction in low-lying shoreline areas.
  • Coastal flood and storm-surge damage requires separate flood insurance, not standard homeowners coverage.
  • Know your evacuation zone and monitor tidal and surge forecasts during coastal storms.

Local Factors for Grand Portage

These city-level factors differentiate Grand Portage from other communities in Cook County and provide geographic context for its hazard exposure.

Population

572

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 48.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.2/10

Coordinates

47.9624Β° N, 89.7553Β° W

Cook County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Grand Portage

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Grand Portage

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.