Natural Disaster Risk in Halma
Minnesota
Risk Summary for Halma
Halma scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Wildfire.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Below-average risk β standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Halma, Minnesota
Located in the northern tier of the continental United States in Kittson County, Halma is a small unincorporated community. The continental climate that characterizes this part of Minnesota β marked by some of the harshest winters in the lower 48 and warm summers β directly influences the types and severity of natural hazards present, making Halma a community where hazard awareness has real practical value.
FEMA rates Halma's composite natural disaster risk at 3.9 out of 10 β low risk. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. Residents should also account for drought and tsunami risk in their preparedness planning.
Relative to other U.S. communities, Halma's natural disaster risk is below the U.S. national average of 4.5/10, slightly below the 5.2/10 state average. The hazard distribution here is led by wildfire and drought, as measured by FEMA across Kittson County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Halma carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β wildfire β warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.
What this means for Halma: Wildfire preparedness
- Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
- Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
- Create defensible space by clearing flammable vegetation within 30β100 feet of structures.
Local Factors for Halma
These city-level factors differentiate Halma from other communities in Kittson County and provide geographic context for its hazard exposure.
Population
121
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Northern Continental
Latitude 48.7Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 7.8/10
Coordinates
48.6656Β° N, 96.5944Β° W
Kittson County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Halma
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Halma
Other cities in Minnesota
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.