🌍 ClimateRiskCheck

Natural Disaster Risk in Hokah

Minnesota

4.6out of 10
Moderate Risk

Risk Summary for Hokah

Hokah scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Hail Cold Wave

All 18 Hazard Scores

Landslide
9.0
Hail
7.1
Cold Wave
6.9
Tsunami
5.4
Volcanic Activity
5.1
Tornado
4.9
Drought
4.9
Coastal Flooding
4.9
Avalanche
4.5
Extreme Heat
4.4
Hurricane
3.8
Winter Weather
3.8
Lightning
3.3
Ice Storm
3.1
Strong Wind
2.8
Wildfire
2.0
Earthquake
1.6
Riverine Flooding
1.0

How it compares

Hokah
4.6
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hokah, Minnesota

Hokah, in Houston County, is a small community of about 1,072 situated in the interior eastern United States. Its continental climate brings some of the harshest winters in the lower 48 and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Hokah residents and property owners must navigate.

Hokah's overall natural disaster risk is rated 4.6/10 (Moderate) by FEMA's National Risk Index. The area faces significant landslide risk, where mountainous topography and saturated soils during wet periods combine to create hazardous mass movement conditions. Secondary hazards include hail and cold wave.

Within Minnesota, Hokah's risk is, slightly below the 5.2/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Houston County identifies landslide as the foremost hazard, followed by hail and cold wave. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Hokah's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Hokah: Landslide preparedness

  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.
  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.

Local Factors for Hokah

These city-level factors differentiate Hokah from other communities in Houston County and provide geographic context for its hazard exposure.

Population

1,072

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.0/10

Coordinates

43.7256Β° N, 91.3538Β° W

Houston County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hokah

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Hokah

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.