Natural Disaster Risk in Hovland

Natural Hazard Profile: Hovland, Minnesota

Located in the northern tier of the continental United States in Cook County, Hovland is a small unincorporated community. The continental climate that characterizes this part of Minnesota — marked by some of the harshest winters in the lower 48 and warm summers — directly influences the types and severity of natural hazards present, making Hovland a community where hazard awareness has real practical value.

FEMA rates Hovland's composite natural disaster risk at 4.3 out of 10 — moderate risk. Coastal flooding is the dominant hazard, with storm surge from tropical systems and nor'easters capable of inundating low-lying shoreline areas well above normal tidal levels. Residents should also account for wildfire and lightning risk in their preparedness planning.

Relative to other U.S. communities, Hovland's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.2/10 state average. The hazard distribution here is led by coastal flood and wildfire, as measured by FEMA across Cook County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Hovland residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for coastal flood is recommended.