🌍 ClimateRiskCheck

Natural Disaster Risk in Ivanhoe

Minnesota

4.8out of 10
Moderate Risk

Risk Summary for Ivanhoe

Ivanhoe scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Winter Weather Drought

All 18 Hazard Scores

Hail
8.0
Winter Weather
7.4
Drought
7.1
Ice Storm
6.2
Extreme Heat
5.7
Tsunami
5.4
Cold Wave
5.4
Landslide
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
4.1
Strong Wind
3.8
Tornado
3.7
Hurricane
2.4
Earthquake
1.7
Lightning
1.4
Riverine Flooding
1.0

How it compares

Ivanhoe
4.8
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Ivanhoe, Minnesota

Ivanhoe is a small community of about 1,036 in Lincoln County, in the interior eastern United States. The area experiences some of the harshest winters in the lower 48 and warm summers, with severe blizzards and spring tornado outbreaks shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Ivanhoe.

FEMA rates Ivanhoe's composite natural disaster risk at 4.8 out of 10 β€” moderate risk. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Residents should also account for winter and drought risk in their preparedness planning.

Ivanhoe's risk score, slightly below the 5.2/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Lincoln County, the highest-scoring are hail, winter, and drought. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Ivanhoe residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Ivanhoe: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Ivanhoe

These city-level factors differentiate Ivanhoe from other communities in Lincoln County and provide geographic context for its hazard exposure.

Population

1,036

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.1/10

Coordinates

44.4711Β° N, 96.2327Β° W

Lincoln County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Ivanhoe

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Ivanhoe

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.