🌍 ClimateRiskCheck

Natural Disaster Risk in Jackson

Minnesota

4.9out of 10
Moderate Risk

Risk Summary for Jackson

Jackson scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Hail Ice Storm

All 18 Hazard Scores

Winter Weather
7.7
Hail
7.5
Ice Storm
7.1
Drought
6.8
Cold Wave
6.5
Tsunami
5.4
Volcanic Activity
5.1
Tornado
4.9
Coastal Flooding
4.9
Avalanche
4.5
Landslide
4.3
Wildfire
4.1
Extreme Heat
3.8
Strong Wind
3.2
Lightning
2.9
Hurricane
2.4
Earthquake
1.7
Riverine Flooding
1.0

How it compares

Jackson
4.9
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Jackson, Minnesota

Jackson, in Jackson County, is a town of roughly 4,509 residents situated in the interior eastern United States. Its continental climate brings some of the harshest winters in the lower 48 and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Jackson residents and property owners must navigate.

According to FEMA's National Risk Index, Jackson carries an overall risk score of 4.9/10, placing it in the moderate category. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. The area also faces notable exposure to hail and ice storm.

Within Minnesota, Jackson's risk is, near the 5.2/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Jackson County identifies winter as the foremost hazard, followed by hail and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Jackson's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that winter exposure is adequately protected is a worthwhile step for property owners.

What this means for Jackson: Winter Weather preparedness

  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.

Local Factors for Jackson

These city-level factors differentiate Jackson from other communities in Jackson County and provide geographic context for its hazard exposure.

Population

4,509

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.1/10

Coordinates

43.6280Β° N, 95.0076Β° W

Jackson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Jackson

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Jackson

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.