🌍 ClimateRiskCheck

Natural Disaster Risk in Kabetogama

Minnesota

4.2out of 10
Moderate Risk

Risk Summary for Kabetogama

Kabetogama scores 4.2/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Landslide Tsunami

All 18 Hazard Scores

Cold Wave
7.6
Landslide
7.4
Tsunami
5.4
Winter Weather
5.2
Volcanic Activity
5.1
Hail
5.0
Drought
4.9
Coastal Flooding
4.9
Extreme Heat
4.6
Avalanche
4.5
Wildfire
4.2
Lightning
3.3
Hurricane
2.4
Strong Wind
2.0
Ice Storm
1.8
Tornado
1.7
Earthquake
1.3
Riverine Flooding
1.0

How it compares

Kabetogama
4.2
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Kabetogama, Minnesota

Kabetogama, in Koochiching County, is a small unincorporated community situated in the northern tier of the continental United States. Its continental climate brings some of the harshest winters in the lower 48 and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Kabetogama residents and property owners must navigate.

According to FEMA's National Risk Index, Kabetogama carries an overall risk score of 4.2/10, placing it in the moderate category. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. The area also faces notable exposure to landslide and tsunami.

Within Minnesota, Kabetogama's risk is, slightly below the 5.2/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Koochiching County identifies cold wave as the foremost hazard, followed by landslide and tsunami. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Kabetogama residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for cold wave is recommended.

What this means for Kabetogama: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Local Factors for Kabetogama

These city-level factors differentiate Kabetogama from other communities in Koochiching County and provide geographic context for its hazard exposure.

Population

264

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 48.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.2/10

Coordinates

48.3772Β° N, 93.2266Β° W

Koochiching County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Kabetogama

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Kabetogama

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.