Natural Disaster Risk in Karlstad
Minnesota
3.9out of 10
Risk Summary for Karlstad
Below-average natural disaster risk. Fewer and less severe natural hazards affect this area.
Top Hazards
Wildfire Drought Tsunami
All 18 Hazard Scores
Wildfire 7.8
Drought 6.0
Tsunami 5.4
Winter Weather 5.3
Volcanic Activity 5.1
Ice Storm 5.1
Coastal Flooding 4.9
Avalanche 4.5
Cold Wave 4.2
Hail 3.6
Landslide 3.1
Tornado 2.4
Hurricane 2.4
Strong Wind 1.9
Extreme Heat 1.8
Lightning 1.8
Earthquake 1.3
Riverine Flooding 1.0
How it compares
Karlstad 3.9
Minnesota avg. 5.2
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Below-average risk — standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
ZIP Codes in Karlstad
Other cities in Minnesota
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.