Natural Disaster Risk in Lake Wilson
Minnesota
Risk Summary for Lake Wilson
Lake Wilson scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Lake Wilson, Minnesota
Located in the interior eastern United States in Murray County, Lake Wilson is a small community of about 643. The continental climate that characterizes this part of Minnesota β marked by some of the harshest winters in the lower 48 and warm summers β directly influences the types and severity of natural hazards present, making Lake Wilson a community where hazard awareness has real practical value.
FEMA rates Lake Wilson's composite natural disaster risk at 4.9 out of 10 β moderate risk. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. Residents should also account for winter and hail risk in their preparedness planning.
Relative to other U.S. communities, Lake Wilson's natural disaster risk is near the U.S. national average of 4.5/10, near the 5.2/10 state average. The hazard distribution here is led by drought and winter, as measured by FEMA across Murray County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Lake Wilson residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.
What this means for Lake Wilson: Drought preparedness
- Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
- Follow local water-use restrictions, which may be enacted during severe drought conditions.
- Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
Local Factors for Lake Wilson
These city-level factors differentiate Lake Wilson from other communities in Murray County and provide geographic context for its hazard exposure.
Population
643
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Cool Continental
Latitude 44.0Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 3.1/10
Coordinates
44.0330Β° N, 95.9283Β° W
Murray County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Lake Wilson
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Lake Wilson
Other cities in Minnesota
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.