🌍 ClimateRiskCheck

Natural Disaster Risk in Lake Wilson

Minnesota

4.9out of 10
Moderate Risk

Risk Summary for Lake Wilson

Lake Wilson scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Winter Weather Hail

All 18 Hazard Scores

Drought
8.0
Winter Weather
7.9
Hail
7.8
Ice Storm
6.1
Tsunami
5.4
Cold Wave
5.4
Extreme Heat
5.2
Volcanic Activity
5.1
Strong Wind
4.9
Coastal Flooding
4.9
Tornado
4.7
Landslide
4.7
Avalanche
4.5
Wildfire
3.1
Hurricane
2.4
Earthquake
2.0
Lightning
1.6
Riverine Flooding
1.0

How it compares

Lake Wilson
4.9
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lake Wilson, Minnesota

Located in the interior eastern United States in Murray County, Lake Wilson is a small community of about 643. The continental climate that characterizes this part of Minnesota β€” marked by some of the harshest winters in the lower 48 and warm summers β€” directly influences the types and severity of natural hazards present, making Lake Wilson a community where hazard awareness has real practical value.

FEMA rates Lake Wilson's composite natural disaster risk at 4.9 out of 10 β€” moderate risk. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. Residents should also account for winter and hail risk in their preparedness planning.

Relative to other U.S. communities, Lake Wilson's natural disaster risk is near the U.S. national average of 4.5/10, near the 5.2/10 state average. The hazard distribution here is led by drought and winter, as measured by FEMA across Murray County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Lake Wilson residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Lake Wilson: Drought preparedness

  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.

Local Factors for Lake Wilson

These city-level factors differentiate Lake Wilson from other communities in Murray County and provide geographic context for its hazard exposure.

Population

643

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.1/10

Coordinates

44.0330Β° N, 95.9283Β° W

Murray County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lake Wilson

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lake Wilson

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.