🌍 ClimateRiskCheck

Natural Disaster Risk in Lowry

Minnesota

4.6out of 10
Moderate Risk

Risk Summary for Lowry

Lowry scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Cold Wave Landslide

All 18 Hazard Scores

Winter Weather
7.4
Cold Wave
6.5
Landslide
6.0
Hail
5.8
Tsunami
5.4
Volcanic Activity
5.1
Drought
4.9
Coastal Flooding
4.9
Strong Wind
4.5
Extreme Heat
4.5
Avalanche
4.5
Wildfire
4.4
Tornado
3.9
Ice Storm
3.7
Lightning
2.6
Hurricane
2.4
Earthquake
1.6
Riverine Flooding
1.0

How it compares

Lowry
4.6
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lowry, Minnesota

Lowry is a small community of about 829 in Pope County, in the northern tier of the continental United States. The area experiences some of the harshest winters in the lower 48 and warm summers, with severe blizzards and spring tornado outbreaks shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Lowry.

According to FEMA's National Risk Index, Lowry carries an overall risk score of 4.6/10, placing it in the moderate category. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. The area also faces notable exposure to cold wave and landslide.

Lowry's risk score, slightly below the 5.2/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Pope County, the highest-scoring are winter, cold wave, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Lowry's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that winter exposure is adequately protected is a worthwhile step for property owners.

What this means for Lowry: Winter Weather preparedness

  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.

Local Factors for Lowry

These city-level factors differentiate Lowry from other communities in Pope County and provide geographic context for its hazard exposure.

Population

829

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.4/10

Coordinates

45.7237Β° N, 95.5246Β° W

Pope County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lowry

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lowry

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.