Natural Disaster Risk in Marble

Natural Hazard Profile: Marble, Minnesota

Marble is a small community of about 541 in Itasca County, in the northern tier of the continental United States. The area experiences some of the harshest winters in the lower 48 and warm summers, with severe blizzards and spring tornado outbreaks shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Marble.

FEMA rates Marble's composite natural disaster risk at 5.7 out of 10 — moderate risk. Cold wave events are the primary hazard risk, driven by periodic invasions of Arctic air that drive wind chills to life-threatening levels and stress heating systems. Residents should also account for wind and landslide risk in their preparedness planning.

Marble's risk score, slightly above the 5.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Itasca County, the highest-scoring are cold wave, wind, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Marble's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that cold wave exposure is adequately protected is a worthwhile step for property owners.