🌍 ClimateRiskCheck

Natural Disaster Risk in Milroy

Minnesota

5.3out of 10
Moderate Risk

Risk Summary for Milroy

Milroy scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Drought Hail

All 18 Hazard Scores

Winter Weather
8.3
Drought
7.9
Hail
7.8
Cold Wave
7.4
Extreme Heat
7.3
Strong Wind
6.6
Ice Storm
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
4.8
Tornado
4.7
Avalanche
4.5
Wildfire
2.9
Lightning
2.8
Hurricane
2.4
Earthquake
2.1
Riverine Flooding
1.0

How it compares

Milroy
5.3
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Milroy, Minnesota

Milroy, in Redwood County, is a small unincorporated community situated in the interior eastern United States. Its continental climate brings some of the harshest winters in the lower 48 and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Milroy residents and property owners must navigate.

According to FEMA's National Risk Index, Milroy carries an overall risk score of 5.3/10, placing it in the moderate category. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. The area also faces notable exposure to drought and hail.

Within Minnesota, Milroy's risk is, near the 5.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Redwood County identifies winter as the foremost hazard, followed by drought and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Milroy residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for winter is recommended.

What this means for Milroy: Winter Weather preparedness

  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.

Local Factors for Milroy

These city-level factors differentiate Milroy from other communities in Redwood County and provide geographic context for its hazard exposure.

Population

446

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.9/10

Coordinates

44.4158Β° N, 95.5409Β° W

Redwood County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Milroy

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Milroy

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.