🌍 ClimateRiskCheck

Natural Disaster Risk in Mower County

Minnesota

5.5out of 10
Moderate Risk

Risk Summary for Mower County

Mower County scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Hail Tornado

All 18 Hazard Scores

Drought
9.3
Hail
8.8
Tornado
8.4
Winter Weather
8.0
Strong Wind
7.7
Cold Wave
6.3
Tsunami
5.4
Volcanic Activity
5.1
Extreme Heat
4.9
Coastal Flooding
4.9
Ice Storm
4.6
Avalanche
4.5
Landslide
3.4
Lightning
3.3
Wildfire
2.9
Earthquake
2.8
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Mower County
5.5
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mower County, Minnesota

Mower County is located in the United States in Minnesota, home to roughly 40,028 residents. The county experiences some of the harshest winters in the lower 48 and warm summers, with severe blizzards and spring tornado outbreaks shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

FEMA rates Mower County's composite natural disaster risk at 5.5 out of 10 β€” moderate risk. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Residents should also account for hail and tornado risk in their preparedness planning.

Mower County's risk score, near the 5.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Mower County, the highest-scoring are drought, hail, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Mower County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.

What this means for Mower County: Drought preparedness

  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.

Cities in Mower County

ZIP codes in Mower County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.