🌍 ClimateRiskCheck

Natural Disaster Risk in Oklee

Minnesota

3.6out of 10
Low Risk

Risk Summary for Oklee

Oklee scores 3.6/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Wildfire Tsunami

All 18 Hazard Scores

Drought
6.7
Wildfire
5.5
Tsunami
5.4
Volcanic Activity
5.1
Ice Storm
5.1
Coastal Flooding
4.9
Avalanche
4.5
Winter Weather
3.8
Cold Wave
3.5
Hail
3.3
Landslide
3.2
Hurricane
2.4
Tornado
2.0
Strong Wind
1.9
Extreme Heat
1.8
Lightning
1.5
Earthquake
1.3
Riverine Flooding
1.0

How it compares

Oklee
3.6
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Oklee, Minnesota

Oklee is a small community of about 744 in Red Lake County, in the northern tier of the continental United States. The area experiences some of the harshest winters in the lower 48 and warm summers, with severe blizzards and spring tornado outbreaks shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Oklee.

According to FEMA's National Risk Index, Oklee carries an overall risk score of 3.6/10, placing it in the low category. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. The area also faces notable exposure to wildfire and tsunami.

Oklee's risk score, considerably below the 5.2/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Red Lake County, the highest-scoring are drought, wildfire, and tsunami. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Despite its lower-than-average risk classification, Oklee is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers drought β€” remains prudent for all residents.

What this means for Oklee: Drought preparedness

  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.

Local Factors for Oklee

These city-level factors differentiate Oklee from other communities in Red Lake County and provide geographic context for its hazard exposure.

Population

744

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 47.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.5/10

Coordinates

47.9273Β° N, 95.8208Β° W

Red Lake County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Oklee

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Oklee

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.