🌍 ClimateRiskCheck

Natural Disaster Risk in Olivia

Minnesota

5.5out of 10
Moderate Risk

Risk Summary for Olivia

Olivia scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Strong Wind Winter Weather

All 18 Hazard Scores

Drought
8.2
Strong Wind
8.1
Winter Weather
8.1
Hail
8.0
Cold Wave
7.5
Extreme Heat
6.3
Tornado
5.8
Ice Storm
5.8
Landslide
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
2.6
Lightning
2.6
Earthquake
2.4
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Olivia
5.5
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Olivia, Minnesota

Olivia, in Renville County, is a town of roughly 2,905 residents situated in the interior eastern United States. Its continental climate brings some of the harshest winters in the lower 48 and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Olivia residents and property owners must navigate.

According to FEMA's National Risk Index, Olivia carries an overall risk score of 5.5/10, placing it in the moderate category. Drought is the leading natural hazard, with multi-year dry periods capable of depleting water supplies, devastating agriculture, and increasing wildfire risk across the region. The area also faces notable exposure to wind and winter.

Within Minnesota, Olivia's risk is, near the 5.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Renville County identifies drought as the foremost hazard, followed by wind and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Olivia residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Olivia: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Olivia

These city-level factors differentiate Olivia from other communities in Renville County and provide geographic context for its hazard exposure.

Population

2,905

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.6/10

Coordinates

44.7674Β° N, 94.9904Β° W

Renville County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Olivia

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Olivia

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.