🌍 ClimateRiskCheck

Natural Disaster Risk in Pemberton

Minnesota

6.2out of 10
High Risk

Risk Summary for Pemberton

Pemberton scores 6.2/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Cold Wave Winter Weather

All 18 Hazard Scores

Strong Wind
9.6
Winter Weather
9.4
Cold Wave
9.4
Hail
8.7
Drought
8.1
Tornado
8.0
Extreme Heat
7.3
Landslide
7.2
Ice Storm
5.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
4.0
Lightning
3.2
Earthquake
2.6
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Pemberton
6.2
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Pemberton, Minnesota

Pemberton, in Blue Earth County, is a small unincorporated community situated in the interior eastern United States. Its continental climate brings some of the harshest winters in the lower 48 and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Pemberton residents and property owners must navigate.

Pemberton's overall natural disaster risk is rated 6.2/10 (High) by FEMA's National Risk Index. Strong wind is the primary natural hazard, with the area exposed to downburst winds from convective storms that can exceed 80 mph and cause hurricane-level localized damage. Secondary hazards include cold wave and winter.

Within Minnesota, Pemberton's risk is, slightly above the 5.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Blue Earth County identifies wind as the foremost hazard, followed by cold wave and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Pemberton's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Pemberton: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Local Factors for Pemberton

These city-level factors differentiate Pemberton from other communities in Blue Earth County and provide geographic context for its hazard exposure.

Population

451

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.0/10

Coordinates

44.0052Β° N, 93.7676Β° W

Blue Earth County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Pemberton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Pemberton

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.