Natural Disaster Risk in Ramsey County
Minnesota
6.9out of 10
Risk Summary for Ramsey County
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Cold Wave Hail Landslide
All 18 Hazard Scores
Tornado 9.9
Hail 9.9
Landslide 9.9
Cold Wave 9.9
Extreme Heat 9.8
Winter Weather 9.3
Strong Wind 9.2
Lightning 7.6
Ice Storm 7.1
Wildfire 5.9
Tsunami 5.4
Volcanic Activity 5.1
Coastal Flooding 4.9
Avalanche 4.5
Earthquake 3.8
Hurricane 2.4
Drought 2.4
Riverine Flooding 1.0
How it compares
Ramsey County 6.9
Minnesota avg. 5.2
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Ramsey County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.