🌍 ClimateRiskCheck

Natural Disaster Risk in Redby

Minnesota

5.5out of 10
Moderate Risk

Risk Summary for Redby

Redby scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Wildfire Cold Wave

All 18 Hazard Scores

Winter Weather
8.6
Wildfire
8.5
Cold Wave
8.3
Landslide
7.7
Hail
6.6
Drought
6.4
Strong Wind
5.9
Tsunami
5.4
Lightning
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.8
Extreme Heat
4.8
Avalanche
4.5
Ice Storm
2.8
Hurricane
2.4
Earthquake
1.8
Riverine Flooding
1.0

How it compares

Redby
5.5
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Redby, Minnesota

Redby is a small community of about 1,477 in Beltrami County, in the northern tier of the continental United States. The area experiences some of the harshest winters in the lower 48 and warm summers, with severe blizzards and spring tornado outbreaks shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Redby.

According to FEMA's National Risk Index, Redby carries an overall risk score of 5.5/10, placing it in the moderate category. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. The area also faces notable exposure to wildfire and cold wave.

Redby's risk score, near the 5.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Beltrami County, the highest-scoring are winter, wildfire, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Redby residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for winter is recommended.

What this means for Redby: Winter Weather preparedness

  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.

Local Factors for Redby

These city-level factors differentiate Redby from other communities in Beltrami County and provide geographic context for its hazard exposure.

Population

1,477

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 47.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.5/10

Coordinates

47.8500Β° N, 94.8691Β° W

Beltrami County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Redby

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Redby

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.