Natural Disaster Risk in Roosevelt

Natural Hazard Profile: Roosevelt, Minnesota

Roosevelt is a small community of about 642 in Lake of the Woods County, in the northern tier of the continental United States. The area experiences some of the harshest winters in the lower 48 and warm summers, with severe blizzards and spring tornado outbreaks shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Roosevelt.

According to FEMA's National Risk Index, Roosevelt carries an overall risk score of 3.2/10, placing it in the low category. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. The area also faces notable exposure to drought and tsunami.

Roosevelt's risk score, considerably below the 5.2/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Lake of the Woods County, the highest-scoring are wildfire, drought, and tsunami. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Roosevelt carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk — wildfire — warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.