Natural Disaster Risk in Roseau
Minnesota
Risk Summary for Roseau
Roseau scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Roseau, Minnesota
Located in the northern tier of the continental United States in Roseau County, Roseau is a town of roughly 5,761 residents. The continental climate that characterizes this part of Minnesota β marked by some of the harshest winters in the lower 48 and warm summers β directly influences the types and severity of natural hazards present, making Roseau a community where hazard awareness has real practical value.
Roseau's overall natural disaster risk is rated 4.8/10 (Moderate) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include drought and winter.
Relative to other U.S. communities, Roseau's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.2/10 state average. The hazard distribution here is led by wildfire and drought, as measured by FEMA across Roseau County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Roseau's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wildfire exposure is adequately protected is a worthwhile step for property owners.
What this means for Roseau: Wildfire preparedness
- Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
- Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
- Create defensible space by clearing flammable vegetation within 30β100 feet of structures.
Local Factors for Roseau
These city-level factors differentiate Roseau from other communities in Roseau County and provide geographic context for its hazard exposure.
Population
5,761
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Northern Continental
Latitude 48.8Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 9.2/10
Coordinates
48.8093Β° N, 95.7604Β° W
Roseau County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Roseau
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Roseau
Other cities in Minnesota
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.