🌍 ClimateRiskCheck

Natural Disaster Risk in Saint Hilaire

Minnesota

4.6out of 10
Moderate Risk

Risk Summary for Saint Hilaire

Saint Hilaire scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Winter Weather Drought

All 18 Hazard Scores

Wildfire
8.4
Winter Weather
8.0
Drought
7.4
Ice Storm
5.8
Tsunami
5.4
Volcanic Activity
5.1
Hail
4.9
Coastal Flooding
4.9
Cold Wave
4.8
Avalanche
4.5
Tornado
3.6
Strong Wind
3.1
Landslide
2.9
Extreme Heat
2.6
Lightning
2.5
Hurricane
2.4
Earthquake
1.5
Riverine Flooding
1.0

How it compares

Saint Hilaire
4.6
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Saint Hilaire, Minnesota

Saint Hilaire, in Pennington County, is a small unincorporated community situated in the northern tier of the continental United States. Its continental climate brings some of the harshest winters in the lower 48 and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Saint Hilaire residents and property owners must navigate.

Saint Hilaire's overall natural disaster risk is rated 4.6/10 (Moderate) by FEMA's National Risk Index. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Secondary hazards include winter and drought.

Within Minnesota, Saint Hilaire's risk is, slightly below the 5.2/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Pennington County identifies wildfire as the foremost hazard, followed by winter and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Saint Hilaire residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for Saint Hilaire: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Local Factors for Saint Hilaire

These city-level factors differentiate Saint Hilaire from other communities in Pennington County and provide geographic context for its hazard exposure.

Population

491

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 48.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.4/10

Coordinates

47.9907Β° N, 96.1820Β° W

Pennington County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Saint Hilaire

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Saint Hilaire

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.