🌍 ClimateRiskCheck

Natural Disaster Risk in Swift County

Minnesota

4.9out of 10
Moderate Risk

Risk Summary for Swift County

Swift County scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Hail Cold Wave

All 18 Hazard Scores

Winter Weather
7.2
Hail
7.1
Cold Wave
6.9
Extreme Heat
6.7
Drought
6.2
Tsunami
5.4
Wildfire
5.3
Volcanic Activity
5.1
Ice Storm
5.1
Strong Wind
5.0
Coastal Flooding
4.9
Avalanche
4.5
Tornado
3.7
Landslide
3.6
Hurricane
2.4
Lightning
2.4
Earthquake
2.0
Riverine Flooding
1.0

How it compares

Swift County
4.9
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Swift County, Minnesota

Swift County is located in the United States in Minnesota, home to roughly 9,838 residents. The county experiences some of the harshest winters in the lower 48 and warm summers, with severe blizzards and spring tornado outbreaks shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

FEMA rates Swift County's composite natural disaster risk at 4.9 out of 10 β€” moderate risk. Severe winter storms top the local risk profile, bringing blizzard conditions, ice storms, and extreme cold that pose health risks and cause extensive property and infrastructure damage. Residents should also account for hail and cold wave risk in their preparedness planning.

Swift County's risk score, near the 5.2/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Swift County, the highest-scoring are winter, hail, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Swift County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for winter is recommended.

What this means for Swift County: Winter Weather preparedness

  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.

Cities in Swift County

ZIP codes in Swift County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.