Natural Disaster Risk in Underwood

Natural Hazard Profile: Underwood, Minnesota

Underwood, in Otter Tail County, is a small community of about 1,873 situated in the northern tier of the continental United States. Its continental climate brings some of the harshest winters in the lower 48 and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Underwood residents and property owners must navigate.

Underwood's overall natural disaster risk is rated 6.4/10 (High) by FEMA's National Risk Index. Severe winter storms top the local risk profile, bringing blizzard conditions, ice storms, and extreme cold that pose health risks and cause extensive property and infrastructure damage. Secondary hazards include cold wave and wind.

Within Minnesota, Underwood's risk is, slightly above the 5.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Otter Tail County identifies winter as the foremost hazard, followed by cold wave and wind. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Underwood residents benefit from taking preparedness seriously. Reviewing insurance coverage for winter and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.