🌍 ClimateRiskCheck

Natural Disaster Risk in Upsala

Minnesota

5.6out of 10
Moderate Risk

Risk Summary for Upsala

Upsala scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Lightning.

Top Hazards

Lightning Wildfire Hail

All 18 Hazard Scores

Lightning
9.0
Wildfire
8.1
Hail
7.9
Strong Wind
7.2
Landslide
6.5
Cold Wave
6.5
Drought
6.4
Tornado
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Ice Storm
4.9
Extreme Heat
4.5
Avalanche
4.5
Winter Weather
3.7
Hurricane
2.4
Earthquake
1.9
Riverine Flooding
1.0

How it compares

Upsala
5.6
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Upsala, Minnesota

Located in the northern tier of the continental United States in Morrison County, Upsala is a small unincorporated community. The continental climate that characterizes this part of Minnesota β€” marked by some of the harshest winters in the lower 48 and warm summers β€” directly influences the types and severity of natural hazards present, making Upsala a community where hazard awareness has real practical value.

Upsala's overall natural disaster risk is rated 5.6/10 (Moderate) by FEMA's National Risk Index. Frequent lightning strikes from an active thunderstorm environment represent the top natural hazard risk, posing safety concerns and causing fire ignitions and power outages. Secondary hazards include wildfire and hail.

Relative to other U.S. communities, Upsala's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.2/10 state average. The hazard distribution here is led by lightning and wildfire, as measured by FEMA across Morrison County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Upsala residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for lightning is recommended.

What this means for Upsala: Lightning preparedness

  • Follow the "when thunder roars, go indoors" rule and wait 30 minutes after the last thunder.
  • Avoid plumbing and corded electronics during active thunderstorms.
  • Install whole-home surge protection to shield electronics from strike-related power surges.

Local Factors for Upsala

These city-level factors differentiate Upsala from other communities in Morrison County and provide geographic context for its hazard exposure.

Population

303

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 45.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.1/10

Coordinates

45.8099Β° N, 94.5676Β° W

Morrison County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Upsala

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Upsala

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.