🌍 ClimateRiskCheck

Natural Disaster Risk in Warsaw

Minnesota

6.1out of 10
High Risk

Risk Summary for Warsaw

Warsaw scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Hail Tornado

All 18 Hazard Scores

Strong Wind
9.7
Hail
9.5
Tornado
9.1
Cold Wave
8.2
Winter Weather
7.7
Landslide
7.3
Ice Storm
6.0
Drought
5.9
Extreme Heat
5.8
Tsunami
5.4
Volcanic Activity
5.1
Lightning
5.0
Coastal Flooding
4.9
Avalanche
4.5
Wildfire
4.1
Earthquake
2.4
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Warsaw
6.1
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Warsaw, Minnesota

Located in the interior eastern United States in Rice County, Warsaw is a small unincorporated community. The continental climate that characterizes this part of Minnesota β€” marked by some of the harshest winters in the lower 48 and warm summers β€” directly influences the types and severity of natural hazards present, making Warsaw a community where hazard awareness has real practical value.

Warsaw's overall natural disaster risk is rated 6.1/10 (High) by FEMA's National Risk Index. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. Secondary hazards include hail and tornado.

Relative to other U.S. communities, Warsaw's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.2/10 state average. The hazard distribution here is led by wind and hail, as measured by FEMA across Rice County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Warsaw residents benefit from taking preparedness seriously. Reviewing insurance coverage for wind and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Warsaw: Strong Wind preparedness

  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.

Local Factors for Warsaw

These city-level factors differentiate Warsaw from other communities in Rice County and provide geographic context for its hazard exposure.

Population

327

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.1/10

Coordinates

44.2389Β° N, 93.4061Β° W

Rice County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Warsaw

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Warsaw

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.