🌍 ClimateRiskCheck

Natural Disaster Risk in Welch

Minnesota

5.2out of 10
Moderate Risk

Risk Summary for Welch

Welch scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Hail Landslide

All 18 Hazard Scores

Strong Wind
8.5
Hail
8.3
Landslide
8.1
Tornado
7.4
Drought
6.0
Winter Weather
5.6
Tsunami
5.4
Cold Wave
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Extreme Heat
4.6
Avalanche
4.5
Lightning
4.0
Ice Storm
4.0
Hurricane
2.4
Wildfire
2.0
Earthquake
1.6
Riverine Flooding
1.0

How it compares

Welch
5.2
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Welch, Minnesota

Welch is a small community of about 1,612 in Goodhue County, in the interior eastern United States. The area experiences some of the harshest winters in the lower 48 and warm summers, with severe blizzards and spring tornado outbreaks shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Welch.

According to FEMA's National Risk Index, Welch carries an overall risk score of 5.2/10, placing it in the moderate category. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. The area also faces notable exposure to hail and landslide.

Welch's risk score, near the 5.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Goodhue County, the highest-scoring are wind, hail, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Welch's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that wind exposure is adequately protected is a worthwhile step for property owners.

What this means for Welch: Strong Wind preparedness

  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.

Local Factors for Welch

These city-level factors differentiate Welch from other communities in Goodhue County and provide geographic context for its hazard exposure.

Population

1,612

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 44.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.0/10

Coordinates

44.5930Β° N, 92.7022Β° W

Goodhue County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Welch

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Welch

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.