🌍 ClimateRiskCheck

Natural Disaster Risk in Winnebago

Minnesota

5.3out of 10
Moderate Risk

Risk Summary for Winnebago

Winnebago scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Winter Weather Hail

All 18 Hazard Scores

Drought
9.4
Winter Weather
8.3
Hail
7.9
Strong Wind
7.7
Cold Wave
7.2
Tornado
6.3
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Ice Storm
4.5
Extreme Heat
4.4
Landslide
3.9
Lightning
3.6
Earthquake
2.5
Hurricane
2.4
Wildfire
2.1
Riverine Flooding
1.0

How it compares

Winnebago
5.3
Minnesota avg.
5.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Winnebago, Minnesota

Winnebago, in Faribault County, is a small community of about 1,970 situated in the interior eastern United States. Its continental climate brings some of the harshest winters in the lower 48 and warm summers, and in particular severe blizzards and spring tornado outbreaks. These conditions collectively define the natural hazard environment that Winnebago residents and property owners must navigate.

Winnebago's overall natural disaster risk is rated 5.3/10 (Moderate) by FEMA's National Risk Index. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Secondary hazards include winter and hail.

Within Minnesota, Winnebago's risk is, near the 5.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Faribault County identifies drought as the foremost hazard, followed by winter and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Winnebago residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.

What this means for Winnebago: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Winnebago

These city-level factors differentiate Winnebago from other communities in Faribault County and provide geographic context for its hazard exposure.

Population

1,970

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 43.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.1/10

Coordinates

43.7756Β° N, 94.1853Β° W

Faribault County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Winnebago

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Winnebago

Other cities in Minnesota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.