🌍 ClimateRiskCheck

Natural Disaster Risk in Andrew County

Missouri

5.0out of 10
Moderate Risk

Risk Summary for Andrew County

Andrew County scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Landslide.

Top Hazards

Landslide Drought Tornado

All 18 Hazard Scores

Landslide
7.6
Drought
7.5
Tornado
7.0
Hail
5.9
Extreme Heat
5.7
Wildfire
5.6
Cold Wave
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Ice Storm
4.7
Avalanche
4.5
Strong Wind
4.2
Winter Weather
3.7
Lightning
3.2
Earthquake
2.6
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Andrew County
5.0
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Andrew County, Missouri

Situated in the United States, Andrew County in Missouri experiences a humid continental climate marked by hot summers, cold winters, and collision of multiple air masses. Year-round severe weather including tornadoes, ice storms, and floods is a defining feature of the regional hazard profile that affects residents and property owners countywide.

Andrew County's overall natural disaster risk is rated 5.0/10 (Moderate) by FEMA's National Risk Index. Slope instability and debris flows are the primary natural hazard, driven by a combination of local geology, precipitation intensity, and terrain that creates susceptibility to failure. Secondary hazards include drought and tornado.

Relative to other U.S. communities, Andrew County's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 5.9/10 state average. The hazard distribution here is led by landslide and drought, as measured by FEMA across Andrew County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Andrew County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that landslide exposure is adequately protected is a worthwhile step for property owners.

What this means for Andrew County: Landslide preparedness

  • Standard insurance generally excludes landslide and earth-movement damage β€” ask about specialized coverage.
  • Have an evacuation plan ready during periods of intense or prolonged rainfall.
  • Watch for warning signs such as new cracks, tilting trees, or changes in water drainage on slopes.

Cities in Andrew County

ZIP codes in Andrew County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.