Natural Disaster Risk in Cape Girardeau County
Missouri
7.1out of 10
Risk Summary for Cape Girardeau County
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Earthquake Ice Storm Extreme Heat
All 18 Hazard Scores
Earthquake 9.7
Ice Storm 9.5
Extreme Heat 9.3
Winter Weather 9.3
Landslide 8.5
Cold Wave 8.1
Tornado 8.0
Strong Wind 7.8
Hail 7.7
Drought 6.6
Lightning 6.6
Hurricane 5.9
Tsunami 5.4
Volcanic Activity 5.1
Coastal Flooding 4.9
Avalanche 4.5
Wildfire 4.1
Riverine Flooding 1.0
How it compares
Cape Girardeau County 7.1
Missouri avg. 5.9
US national avg. 4.5
Live Conditions
Checking live alerts…
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Cape Girardeau County
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.