Natural Disaster Risk in Holt County

Natural Hazard Profile: Holt County, Missouri

Holt County is located in the United States in Missouri, home to roughly 4,210 residents. The county experiences hot summers, cold winters, and collision of multiple air masses, with year-round severe weather including tornadoes, ice storms, and floods shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

FEMA rates Holt County's composite natural disaster risk at 4.6 out of 10 — moderate risk. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Residents should also account for landslide and heat risk in their preparedness planning.

Holt County's risk score, slightly below the 5.9/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Holt County, the highest-scoring are drought, landslide, and heat. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Holt County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that drought exposure is adequately protected is a worthwhile step for property owners.