🌍 ClimateRiskCheck

Natural Disaster Risk in Howell County

Missouri

6.9out of 10
High Risk

Risk Summary for Howell County

Howell County scores 6.9/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Earthquake Extreme Heat

All 18 Hazard Scores

Ice Storm
9.5
Earthquake
9.2
Extreme Heat
8.9
Winter Weather
8.7
Cold Wave
8.1
Tornado
8.0
Lightning
8.0
Wildfire
7.9
Strong Wind
7.6
Landslide
7.2
Hurricane
6.1
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
4.1
Hail
4.0
Riverine Flooding
1.0

How it compares

Howell County
6.9
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Howell County, Missouri

Situated in the United States, Howell County in Missouri experiences a humid continental climate marked by hot summers, cold winters, and collision of multiple air masses. Year-round severe weather including tornadoes, ice storms, and floods is a defining feature of the regional hazard profile that affects residents and property owners countywide.

FEMA rates Howell County's composite natural disaster risk at 6.9 out of 10 β€” high risk. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. Residents should also account for earthquake and heat risk in their preparedness planning.

Relative to other U.S. communities, Howell County's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.9/10 state average. The hazard distribution here is led by ice storm and earthquake, as measured by FEMA across Howell County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Howell County residents benefit from taking preparedness seriously. Reviewing insurance coverage for ice storm and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Howell County: Ice Storm preparedness

  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.

Cities in Howell County

ZIP codes in Howell County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.