🌍 ClimateRiskCheck

Natural Disaster Risk in Laclede County

Missouri

6.6out of 10
High Risk

Risk Summary for Laclede County

Laclede County scores 6.6/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Cold Wave Extreme Heat

All 18 Hazard Scores

Ice Storm
9.8
Extreme Heat
8.9
Cold Wave
8.9
Earthquake
8.3
Wildfire
8.1
Winter Weather
7.9
Lightning
7.7
Tornado
6.4
Landslide
6.1
Hail
5.8
Tsunami
5.4
Strong Wind
5.2
Volcanic Activity
5.1
Drought
4.9
Coastal Flooding
4.9
Hurricane
4.8
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Laclede County
6.6
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Laclede County, Missouri

Situated in the United States, Laclede County in Missouri experiences a humid continental climate marked by hot summers, cold winters, and collision of multiple air masses. Year-round severe weather including tornadoes, ice storms, and floods is a defining feature of the regional hazard profile that affects residents and property owners countywide.

Laclede County's overall natural disaster risk is rated 6.6/10 (High) by FEMA's National Risk Index. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. Secondary hazards include cold wave and heat.

Relative to other U.S. communities, Laclede County's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 5.9/10 state average. The hazard distribution here is led by ice storm and cold wave, as measured by FEMA across Laclede County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Laclede County's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Laclede County: Ice Storm preparedness

  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.

Cities in Laclede County

ZIP codes in Laclede County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.