🌍 ClimateRiskCheck

Natural Disaster Risk in Phelps County

Missouri

6.3out of 10
High Risk

Risk Summary for Phelps County

Phelps County scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Extreme Heat.

Top Hazards

Extreme Heat Ice Storm Earthquake

All 18 Hazard Scores

Extreme Heat
9.1
Ice Storm
8.9
Earthquake
8.2
Winter Weather
8.0
Cold Wave
8.0
Landslide
7.3
Lightning
6.5
Strong Wind
6.4
Wildfire
6.3
Tsunami
5.4
Hurricane
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.6
Avalanche
4.5
Hail
4.3
Drought
3.8
Riverine Flooding
1.0

How it compares

Phelps County
6.3
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Phelps County, Missouri

Phelps County is located in the United States in Missouri, home to roughly 44,560 residents. The county experiences hot summers, cold winters, and collision of multiple air masses, with year-round severe weather including tornadoes, ice storms, and floods shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

According to FEMA's National Risk Index, Phelps County carries an overall risk score of 6.3/10, placing it in the high category. Heat wave risk stands out as the primary natural hazard here, with above-average summer temperatures amplified by urban heat island effects in developed areas. The area also faces notable exposure to ice storm and earthquake.

Phelps County's risk score, near the 5.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Phelps County, the highest-scoring are heat, ice storm, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Phelps County's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Phelps County: Extreme Heat preparedness

  • Ensure reliable air conditioning and identify nearby cooling centers for extreme heat days.
  • Check on elderly neighbors and never leave children or pets in parked vehicles.
  • Stay hydrated and limit outdoor activity during the hottest hours when heat advisories are issued.

Cities in Phelps County

ZIP codes in Phelps County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.