Natural Disaster Risk in Springfield
Missouri
7.6out of 10
Risk Summary for Springfield
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Ice Storm Extreme Heat Winter Weather
All 18 Hazard Scores
Ice Storm 10.0
Extreme Heat 9.8
Winter Weather 9.8
Tornado 9.6
Lightning 9.6
Earthquake 9.4
Hail 9.4
Strong Wind 8.9
Cold Wave 8.1
Wildfire 7.6
Hurricane 6.1
Landslide 6.0
Tsunami 5.4
Drought 5.1
Volcanic Activity 5.1
Coastal Flooding 4.9
Avalanche 4.5
Riverine Flooding 1.0
How it compares
Springfield 7.6
Missouri avg. 5.9
US national avg. 4.5
Live Conditions
Checking live alerts…
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
ZIP Codes in Springfield
Other cities in Missouri
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.