🌍 ClimateRiskCheck

Natural Disaster Risk in Webster County

Missouri

6.3out of 10
High Risk

Risk Summary for Webster County

Webster County scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Extreme Heat Strong Wind

All 18 Hazard Scores

Ice Storm
8.9
Extreme Heat
8.4
Strong Wind
8.3
Earthquake
7.4
Wildfire
7.3
Winter Weather
7.2
Lightning
7.1
Tornado
7.0
Cold Wave
5.6
Landslide
5.5
Hail
5.4
Tsunami
5.4
Volcanic Activity
5.1
Hurricane
4.9
Coastal Flooding
4.9
Drought
4.7
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Webster County
6.3
Missouri avg.
5.9
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Webster County, Missouri

Situated in the United States, Webster County in Missouri experiences a humid continental climate marked by hot summers, cold winters, and collision of multiple air masses. Year-round severe weather including tornadoes, ice storms, and floods is a defining feature of the regional hazard profile that affects residents and property owners countywide.

FEMA rates Webster County's composite natural disaster risk at 6.3 out of 10 β€” high risk. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. Residents should also account for heat and wind risk in their preparedness planning.

Relative to other U.S. communities, Webster County's natural disaster risk is above the U.S. national average of 4.5/10, near the 5.9/10 state average. The hazard distribution here is led by ice storm and heat, as measured by FEMA across Webster County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Webster County's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Webster County: Ice Storm preparedness

  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.

Cities in Webster County

ZIP codes in Webster County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.