🌍 ClimateRiskCheck

Natural Disaster Risk in Broadwater County

Montana

5.1out of 10
Moderate Risk

Risk Summary for Broadwater County

Broadwater County scores 5.1/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Landslide Earthquake

All 18 Hazard Scores

Avalanche
9.7
Landslide
9.1
Earthquake
7.8
Lightning
7.7
Wildfire
7.6
Winter Weather
7.2
Cold Wave
6.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Drought
3.9
Hail
2.8
Hurricane
2.4
Extreme Heat
2.1
Ice Storm
2.1
Tornado
1.7
Strong Wind
1.6
Riverine Flooding
1.0

How it compares

Broadwater County
5.1
Montana avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Broadwater County, Montana

Broadwater County is located in the United States in Montana, home to roughly 6,753 residents. The county experiences cold winters, dry summers, and extreme temperature swings, with rapid chinook wind events and spring flooding shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

FEMA rates Broadwater County's composite natural disaster risk at 5.1 out of 10 β€” moderate risk. Snow avalanche exposure tops the local risk profile, with the area's mountain setting and annual snowfall loading producing regular avalanche cycles on steep slopes. Residents should also account for landslide and earthquake risk in their preparedness planning.

Broadwater County's risk score, near the 4.9/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Broadwater County, the highest-scoring are avalanche, landslide, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Broadwater County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Broadwater County: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Cities in Broadwater County

ZIP codes in Broadwater County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.