🌍 ClimateRiskCheck

Natural Disaster Risk in Butte

Montana

5.5out of 10
Moderate Risk

Risk Summary for Butte

Butte scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Landslide Avalanche

All 18 Hazard Scores

Winter Weather
9.3
Landslide
9.2
Earthquake
8.9
Avalanche
8.9
Cold Wave
8.4
Wildfire
8.3
Lightning
6.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Hail
3.6
Ice Storm
2.8
Drought
2.5
Extreme Heat
2.5
Hurricane
2.4
Tornado
2.1
Strong Wind
2.1
Riverine Flooding
1.0

How it compares

Butte
5.5
Montana avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Butte, Montana

Butte, in Silver Bow County, is a city of approximately 34,232 residents situated in the northern tier of the continental United States. Its semi-arid climate brings cold winters, dry summers, and extreme temperature swings, and in particular rapid chinook wind events and spring flooding. These conditions collectively define the natural hazard environment that Butte residents and property owners must navigate.

Butte's overall natural disaster risk is rated 5.5/10 (Moderate) by FEMA's National Risk Index. Severe winter storms top the local risk profile, bringing blizzard conditions, ice storms, and extreme cold that pose health risks and cause extensive property and infrastructure damage. Secondary hazards include landslide and avalanche.

Within Montana, Butte's risk is, slightly above the 4.9/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Silver Bow County identifies winter as the foremost hazard, followed by landslide and avalanche. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Butte residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for winter is recommended.

What this means for Butte: Winter Weather preparedness

  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.

Local Factors for Butte

These city-level factors differentiate Butte from other communities in Silver Bow County and provide geographic context for its hazard exposure.

Population

34,232

Suburban

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 46.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

High β€” long dry fire season

Fire score: 8.3/10

Coordinates

46.0350Β° N, 112.4609Β° W

Silver Bow County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Butte

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Butte

Other cities in Montana

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.