🌍 ClimateRiskCheck

Natural Disaster Risk in Daniels County

Montana

3.3out of 10
Low Risk

Risk Summary for Daniels County

Daniels County scores 3.3/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Tsunami Volcanic Activity

All 18 Hazard Scores

Cold Wave
6.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.6
Avalanche
4.5
Winter Weather
4.4
Drought
3.8
Hail
2.5
Hurricane
2.4
Extreme Heat
2.0
Tornado
1.9
Landslide
1.9
Ice Storm
1.9
Strong Wind
1.7
Earthquake
1.5
Lightning
1.5
Riverine Flooding
1.0

How it compares

Daniels County
3.3
Montana avg.
4.9
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Daniels County, Montana

Daniels County is located in the United States in Montana, home to roughly 1,661 residents. The county experiences cold winters, dry summers, and extreme temperature swings, with rapid chinook wind events and spring flooding shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

FEMA rates Daniels County's composite natural disaster risk at 3.3 out of 10 β€” low risk. Cold wave events are the primary hazard risk, driven by periodic invasions of Arctic air that drive wind chills to life-threatening levels and stress heating systems. Residents should also account for tsunami and volcano risk in their preparedness planning.

Daniels County's risk score, considerably below the 4.9/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Daniels County, the highest-scoring are cold wave, tsunami, and volcano. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Daniels County carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” cold wave β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Daniels County: Cold Wave preparedness

  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.

Cities in Daniels County

ZIP codes in Daniels County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.