🌍 ClimateRiskCheck

Natural Disaster Risk in Arthur

Nebraska

3.1out of 10
Low Risk

Risk Summary for Arthur

Arthur scores 3.1/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Drought Tsunami

All 18 Hazard Scores

Wildfire
6.3
Drought
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hail
3.4
Hurricane
2.4
Landslide
2.1
Lightning
1.9
Cold Wave
1.9
Tornado
1.8
Winter Weather
1.8
Ice Storm
1.7
Extreme Heat
1.6
Strong Wind
1.5
Earthquake
1.4
Riverine Flooding
1.0

How it compares

Arthur
3.1
Nebraska avg.
4.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Arthur, Nebraska

Arthur is a small unincorporated community in Arthur County, in the Great Plains. The area experiences hot summers, cold winters, and open-terrain wind exposure, with one of the most tornado-active spring seasons in the central US shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Arthur.

FEMA rates Arthur's composite natural disaster risk at 3.1 out of 10 β€” low risk. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Residents should also account for drought and tsunami risk in their preparedness planning.

Arthur's risk score, considerably below the 4.8/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Arthur County, the highest-scoring are wildfire, drought, and tsunami. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Arthur carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” wildfire β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Arthur: Wildfire preparedness

  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.

Local Factors for Arthur

These city-level factors differentiate Arthur from other communities in Arthur County and provide geographic context for its hazard exposure.

Population

365

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.3/10

Coordinates

41.5663Β° N, 101.7198Β° W

Arthur County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Arthur

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Arthur

Other cities in Nebraska

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.