Natural Disaster Risk in Bloomfield
Nebraska
Risk Summary for Bloomfield
Bloomfield scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Drought.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Bloomfield, Nebraska
Located in the interior eastern United States in Knox County, Bloomfield is a small community of about 1,603. The semi-arid continental climate that characterizes this part of Nebraska β marked by hot summers, cold winters, and open-terrain wind exposure β directly influences the types and severity of natural hazards present, making Bloomfield a community where hazard awareness has real practical value.
Bloomfield's overall natural disaster risk is rated 5.5/10 (Moderate) by FEMA's National Risk Index. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. Secondary hazards include wildfire and hail.
Relative to other U.S. communities, Bloomfield's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 4.8/10 state average. The hazard distribution here is led by drought and wildfire, as measured by FEMA across Knox County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
With a moderate risk rating, Bloomfield residents are well-served by maintaining standard preparedness practices β an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for drought is recommended.
What this means for Bloomfield: Drought preparedness
- Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
- Follow local water-use restrictions, which may be enacted during severe drought conditions.
- Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
Local Factors for Bloomfield
These city-level factors differentiate Bloomfield from other communities in Knox County and provide geographic context for its hazard exposure.
Population
1,603
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Cool Continental
Latitude 42.7Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 8.4/10
Coordinates
42.6619Β° N, 97.6984Β° W
Knox County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Bloomfield
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Bloomfield
Other cities in Nebraska
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.