Natural Disaster Risk in Brewster
Nebraska
Risk Summary for Brewster
Brewster scores 3.2/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Wildfire.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
🏠 What this means for insurance
Below-average risk — standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Brewster, Nebraska
Brewster is a small unincorporated community in Blaine County, in the interior eastern United States. The area experiences hot summers, cold winters, and open-terrain wind exposure, with one of the most tornado-active spring seasons in the central US shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Brewster.
According to FEMA's National Risk Index, Brewster carries an overall risk score of 3.2/10, placing it in the low category. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. The area also faces notable exposure to tsunami and volcano.
Brewster's risk score, considerably below the 4.8/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Blaine County, the highest-scoring are wildfire, tsunami, and volcano. These scores reflect county-level data and represent the baseline risk that all communities in the county share.
Brewster carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk — wildfire — warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.
What this means for Brewster: Wildfire preparedness
- Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
- Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
- Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
Local Factors for Brewster
These city-level factors differentiate Brewster from other communities in Blaine County and provide geographic context for its hazard exposure.
Population
89
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Cool Continental
Latitude 42.0°
Flood Terrain
Minimal — county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate — seasonal fire risk
Fire score: 5.7/10
Coordinates
42.0018° N, 99.8163° W
Blaine County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Brewster
Last 12 months · Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Brewster
Other cities in Nebraska
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.