🌍 ClimateRiskCheck

Natural Disaster Risk in Champion

Nebraska

4.1out of 10
Moderate Risk

Risk Summary for Champion

Champion scores 4.1/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Drought Tsunami

All 18 Hazard Scores

Hail
8.8
Drought
7.2
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Cold Wave
4.2
Tornado
3.5
Wildfire
3.4
Strong Wind
3.4
Winter Weather
3.4
Ice Storm
3.4
Lightning
3.2
Hurricane
2.4
Extreme Heat
2.4
Earthquake
2.1
Landslide
1.7
Riverine Flooding
1.0

How it compares

Champion
4.1
Nebraska avg.
4.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Champion, Nebraska

Champion, in Chase County, is a small unincorporated community situated in the Great Plains. Its semi-arid continental climate brings hot summers, cold winters, and open-terrain wind exposure, and in particular one of the most tornado-active spring seasons in the central US. These conditions collectively define the natural hazard environment that Champion residents and property owners must navigate.

Champion's overall natural disaster risk is rated 4.1/10 (Moderate) by FEMA's National Risk Index. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Secondary hazards include drought and tsunami.

Within Nebraska, Champion's risk is, slightly below the 4.8/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Chase County identifies hail as the foremost hazard, followed by drought and tsunami. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Champion residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Champion: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Local Factors for Champion

These city-level factors differentiate Champion from other communities in Chase County and provide geographic context for its hazard exposure.

Population

315

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.4/10

Coordinates

40.4813Β° N, 101.8967Β° W

Chase County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Champion

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Champion

Other cities in Nebraska

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.