🌍 ClimateRiskCheck

Natural Disaster Risk in Chappell

Nebraska

3.9out of 10
Low Risk

Risk Summary for Chappell

Chappell scores 3.9/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Hail Tsunami

All 18 Hazard Scores

Drought
8.4
Hail
7.1
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Lightning
4.7
Wildfire
4.6
Avalanche
4.5
Cold Wave
3.0
Winter Weather
2.9
Tornado
2.8
Hurricane
2.4
Strong Wind
2.4
Ice Storm
2.3
Earthquake
2.0
Extreme Heat
1.7
Landslide
1.5
Riverine Flooding
1.0

How it compares

Chappell
3.9
Nebraska avg.
4.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Chappell, Nebraska

Chappell, in Deuel County, is a small community of about 1,292 situated in the Great Plains. Its semi-arid continental climate brings hot summers, cold winters, and open-terrain wind exposure, and in particular one of the most tornado-active spring seasons in the central US. These conditions collectively define the natural hazard environment that Chappell residents and property owners must navigate.

Chappell's overall natural disaster risk is rated 3.9/10 (Low) by FEMA's National Risk Index. The area faces significant drought exposure, where below-average precipitation over extended periods strains water resources and drives secondary hazards like wildfire and crop failure. Secondary hazards include hail and tsunami.

Within Nebraska, Chappell's risk is, slightly below the 4.8/10 state average. Nationally, it ranks below the U.S. national average of 4.5/10. FEMA's analysis of Deuel County identifies drought as the foremost hazard, followed by hail and tsunami. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Despite its lower-than-average risk classification, Chappell is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers drought β€” remains prudent for all residents.

What this means for Chappell: Drought preparedness

  • Follow local water-use restrictions, which may be enacted during severe drought conditions.
  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.

Local Factors for Chappell

These city-level factors differentiate Chappell from other communities in Deuel County and provide geographic context for its hazard exposure.

Population

1,292

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 41.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.6/10

Coordinates

41.1409Β° N, 102.3782Β° W

Deuel County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Chappell

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Chappell

Other cities in Nebraska

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.