🌍 ClimateRiskCheck

Natural Disaster Risk in Danbury

Nebraska

5.0out of 10
Moderate Risk

Risk Summary for Danbury

Danbury scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Drought Winter Weather

All 18 Hazard Scores

Hail
9.3
Drought
8.8
Winter Weather
7.6
Ice Storm
6.3
Strong Wind
5.9
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.8
Avalanche
4.5
Cold Wave
4.5
Lightning
4.2
Extreme Heat
3.6
Wildfire
3.3
Landslide
2.6
Earthquake
2.4
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Danbury
5.0
Nebraska avg.
4.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Danbury, Nebraska

Danbury is a small unincorporated community in Red Willow County, in the Great Plains. The area experiences hot summers, cold winters, and open-terrain wind exposure, with one of the most tornado-active spring seasons in the central US shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Danbury.

According to FEMA's National Risk Index, Danbury carries an overall risk score of 5.0/10, placing it in the moderate category. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. The area also faces notable exposure to drought and winter.

Danbury's risk score, near the 4.8/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Red Willow County, the highest-scoring are hail, drought, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Danbury residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Danbury: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Danbury

These city-level factors differentiate Danbury from other communities in Red Willow County and provide geographic context for its hazard exposure.

Population

148

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.3/10

Coordinates

40.0198Β° N, 100.4133Β° W

Red Willow County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Danbury

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Danbury

Other cities in Nebraska

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.