🌍 ClimateRiskCheck

Natural Disaster Risk in De Witt

Nebraska

6.0out of 10
High Risk

Risk Summary for De Witt

De Witt scores 6.0/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Ice Storm Strong Wind

All 18 Hazard Scores

Hail
9.0
Wildfire
8.2
Strong Wind
8.2
Ice Storm
8.2
Tornado
8.1
Winter Weather
8.1
Lightning
7.6
Drought
6.8
Extreme Heat
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Landslide
4.2
Earthquake
2.9
Cold Wave
2.7
Hurricane
2.4
Riverine Flooding
1.0

How it compares

De Witt
6.0
Nebraska avg.
4.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: De Witt, Nebraska

Located in the interior eastern United States in Gage County, De Witt is a small community of about 821. The semi-arid continental climate that characterizes this part of Nebraska β€” marked by hot summers, cold winters, and open-terrain wind exposure β€” directly influences the types and severity of natural hazards present, making De Witt a community where hazard awareness has real practical value.

FEMA rates De Witt's composite natural disaster risk at 6.0 out of 10 β€” high risk. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. Residents should also account for ice storm and wind risk in their preparedness planning.

Relative to other U.S. communities, De Witt's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 4.8/10 state average. The hazard distribution here is led by hail and ice storm, as measured by FEMA across Gage County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, De Witt residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for De Witt: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for De Witt

These city-level factors differentiate De Witt from other communities in Gage County and provide geographic context for its hazard exposure.

Population

821

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.2/10

Coordinates

40.3855Β° N, 96.9138Β° W

Gage County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for De Witt

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in De Witt

Other cities in Nebraska

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.