Natural Disaster Risk in Grant
Nebraska
Risk Summary for Grant
Grant scores 3.8/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Hail.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Below-average risk β standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Grant, Nebraska
Grant is a small community of about 1,762 in Perkins County, in the Great Plains. The area experiences hot summers, cold winters, and open-terrain wind exposure, with one of the most tornado-active spring seasons in the central US shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Grant.
FEMA rates Grant's composite natural disaster risk at 3.8 out of 10 β low risk. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Residents should also account for drought and tsunami risk in their preparedness planning.
Grant's risk score, slightly below the 4.8/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Perkins County, the highest-scoring are hail, drought, and tsunami. These scores reflect county-level data and represent the baseline risk that all communities in the county share.
Grant carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β hail β warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.
What this means for Grant: Hail preparedness
- Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
- Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
- Document roof and property condition annually to streamline any future hail claims.
Local Factors for Grant
These city-level factors differentiate Grant from other communities in Perkins County and provide geographic context for its hazard exposure.
Population
1,762
Small TownGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Moderate Continental
Latitude 40.8Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Lower β moist climate limits wildfire frequency
Fire score: 2.8/10
Coordinates
40.8413Β° N, 101.7724Β° W
Perkins County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Grant
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Grant
Other cities in Nebraska
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.