🌍 ClimateRiskCheck

Natural Disaster Risk in Hampton

Nebraska

5.2out of 10
Moderate Risk

Risk Summary for Hampton

Hampton scores 5.2/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Strong Wind Drought

All 18 Hazard Scores

Hail
9.8
Strong Wind
9.6
Drought
8.6
Ice Storm
7.1
Winter Weather
6.3
Tornado
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Lightning
4.5
Avalanche
4.5
Wildfire
3.7
Extreme Heat
3.3
Cold Wave
2.8
Hurricane
2.4
Earthquake
2.3
Landslide
1.6
Riverine Flooding
1.0

How it compares

Hampton
5.2
Nebraska avg.
4.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hampton, Nebraska

Hampton, in Hamilton County, is a small community of about 1,032 situated in the interior eastern United States. Its semi-arid continental climate brings hot summers, cold winters, and open-terrain wind exposure, and in particular one of the most tornado-active spring seasons in the central US. These conditions collectively define the natural hazard environment that Hampton residents and property owners must navigate.

According to FEMA's National Risk Index, Hampton carries an overall risk score of 5.2/10, placing it in the moderate category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to wind and drought.

Within Nebraska, Hampton's risk is, slightly above the 4.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Hamilton County identifies hail as the foremost hazard, followed by wind and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Hampton residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Hampton: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Local Factors for Hampton

These city-level factors differentiate Hampton from other communities in Hamilton County and provide geographic context for its hazard exposure.

Population

1,032

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.7/10

Coordinates

40.9033Β° N, 97.8802Β° W

Hamilton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hampton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hampton

Other cities in Nebraska

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.